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About Easy Alt

  • Maximum Loan Amount up to $2M

  • Max LVR up to 80%

  • Vacant Land Acceptable

  • Self Declared Financial Position+ Accountant letter

Loan Purpose and Rate

Owner Occupied

OO 3.95% PI (LVR<=65%)

Interest Rate From 3.95% P.A.

Comparison Rate From 4.02%P.A.


INV 3.95% PI (LVR<=65%)

Interest Rate From 3.95% P.A.

Comparison Rate From 4.02%P.A.

Product Summary

Security type Residential
Loan Amount $100,000-$2,0000,000
Maximum LVR 80%
Loan Term Up to 30 years
Borrower Type Individual, Company or Trust
Loan Purpose New Purchase, Refinance, Equity release
Repayment Method Direct debit from nominated bank account
Redraw Variable rate loans only. Fee free for internet transaction. Transaction fees apply for requests that are manually processed
Interest structure Principal & Interest and Interest Only
Owner Occupied (LVR<=80%) 4.50% P.A.
Investment (LVR<=80%) 4.50% P.A.
Application fee From $990
Interest Only Loadings 0.30%

Document Checklist

Income Document (PAYG)

Last 2 pay slips plus employment letter

Full Time/Part Time: 6 months current or 12 months industry

Casual: 12 months same employer

Income Document (Self-Employeed)

Declaration of financial position plus one of:

LoanOne Accountants Letter

6 months BAS

6 months bank statement

Loan Calculator

Genworth Calculator

Recommend serviceability pass rate NDI 1.1:1

We take 80% of existing rental income into servicing for investment property.