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About Easy Doc

  • Easy Process & Fast approval

  • Accept High Density

  • Friendly Cash Out Policy

  • Different Age Range Available

Loan Purpose and Rate

Owner Occupied

OO 2.99% PI *promotion

Interest Rate From 3.35% P.A.

Comparison Rate From 3.54%P.A.

Investment

INV 3.38% PI *promotion

Interest Rate From 3.7% P.A.

Comparison Rate From 3.89%P.A.

Product Summary

Security type Residential
Loan Amount $100,000-$850,000 Per security
Maximum LVR 85%
LMI Payable by the borrower if LVR is greater than 80% and can be capitalized to loan amount
Loan Term Up to 30 years
Borrower Type Individual, Company or Trust
Loan Purpose New Purchase, Refinance, Equity release
Repayment Method Direct debit from nominated bank account
Redraw Variable rate loans only. Fee free for internet transaction. Transaction fees apply for requests that are manually processed
Interest structure Principal & Interest and Interest Only
Owner Occupied (LVR<=80%) 3.35% P.A.
Investment (LVR<=80%) 3.7% P.A.
Application fee N/A
Interest Only Loadings 0.30%

Document Checklist

Income Document (PAYG)

Last 2 pay slips plus one of following:

Letter of employment

Latest group certificate / PAYG summary

Tax assessment notice

Income Document (Self-Employeed)

Last 2 years company tax returns and financial statements

Last 2 years individual tax return and tax assessment notice

Loan Calculator


Genworth Calculator

Recommend serviceability pass rate NDI 1.1:1

We take 60% of proposed rental income and 80% of existing rental income into servicing for investment property.