Easy Commercial Full Doc

From 8.05%
*Promotion Rate
SCENARIO INQUIRY

About Easy Commercial Full Doc

  • Max LVR: 70%
  • Max Loan Amount: $2,000,000
  • Promotion Rate: 8.05% LVR 65%
  • No Annual review
  • Max Loan Term: 25 Years
  • Accept Gyms, Sporting Complex, Licensed Premises and Child Care Centres
Application Form
COVID FORM
VALUATION FORM
DISCHARGE FORM
INCOME DECLARATION
- SELF EMPLOYED
ACCOUNTANT'S
VERIFICATION
PURPOSE OF LOAN FUNDS
DECLARATION FORM
PRICING AND EXCEPTION
REQUEST FORM

Loan Purpose and Rate

Principal and Interest
8.05% PI (LVR ≤ 65%)
  • Interest rate from 8.05% P.A.
  • Comparison rate from 8.35% P.A.
Principal and Interest
8.30% PI (LVR ≤ 70%)
  • Interest rate from 8.30% P.A.
  • Comparison rate from 8.60% P.A.

Product Summary

Security typeResidential, Commercial
Loan Amount$100,000 to $2,000,000
Maximum LVR70%
Loan TermUp to 25 years
Borrower TypeIndividual, Company or Trust
Loan PurposePurchase, Refinance, Non-structural renovations, Debt consolidation, Equity Release
Repayment MethodDirect debit from nominated bank account
Redraw FacilityAvailable for variable rate loans only. Fee free for internet transaction. Transaction fees apply for requests that are manually processed.
Debt Service Cover RatioMinimum 1.25 times
Interest structurePrincipal and Interest & Interest Only (Up to 5 years)
Variable Rate (LVR ≤ 65%)8.05% P.A. (PI)
Establishment feeUp to 1.50% of the loan amount + GST (non-refundable)

Document Checklist

Income Documents (PAYG)
  • Last 2 payslips PLUS
  • One of the following:
  • Letter of employment
  • Latest group certificate / PAYG summary
  • Tax assessment notice
  • Individual tax returns
Income Documents (Self-Employed)
  • Last 2 years company tax return
  • Last 2 years Financial Report
  • Last 2 years Individual Tax Return
  • Last 2 years ATO Notice of Assessment

Loan Calculator

Broker sends applicant’s asset and liabilities to LoanOne,
LoanOne conducts servicing calculation.

* The comparison rate is based on a secured loan of $150,000 and a term of 25 years.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.