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About Oversea

  • Max Loan amount up to $2,000,000

  • Max LVR up to 75%

  • Accept Australia PR & Citizen oversea income

  • Accept different type of Visa (Permanent, Temporary, Bridging)

Loan Purpose and Rate

Owner Occupied

Oversea Expat 3.53% PI (LVR<=65%)

Interest Rate From 3.53% P.A.

Comparison Rate From 4.08%P.A.

Investment

Non Residential 3.53% PI (LVR<=65%)

Interest Rate From 3.53% P.A.

Comparison Rate From 4.08%P.A.

Product Summary

Security type Residential
Loan Amount $150,000 to $2,000,000
Maximum LVR 75%
Loan Term Up to 30 years
Borrower Type Australian Resident and Visa list (Refer to list)
Loan Purpose New purchase, Refinance, Equity release
Repayment Method Direct debit from nominated bank account
Redraw Offset $395/year
Interest structure Principal & Interest and Interest Only
Owner Occupied (LVR>65%) 3.83% P.A.
Investment (LVR>65%) 3.83% P.A.
Application fee $990
Interest Only Loadings 0.30%

Document Checklist

Income Document (PAYG)

3 months Bank statement + 3 months pay slips or employment letter

Income Document (Self-Employed)

6 months personal bank statement shows profit distribution, dividends or other business transaction (if transaction not sufficient, may request company bank statement as additional support plus 2 years Financial or Accountant letter plus Accountant Registration Number)

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Genworth Calculator

Recommend serviceability pass rate NDI 1.1:1

We take 80% of existing rental income into servicing for investment property.