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About Standard

  • Max Loan amount up to $1,500,000

  • Max LVR up to 90%

  • 2 Pay slips + Latest 1 month salary credit

  • Fast turn around

Loan Purpose and Rate

Owner Occupied

OO 2.69% PI (LVR<=70%)

Interest Rate From 2.69% P.A.

Comparison Rate From 3.21%P.A.


INV 3.49% PI (LVR<=80%)

Interest Rate From 3.49% P.A.

Comparison Rate From 3.98%P.A.

Product Summary

Security type Residential
Loan Amount $1,500,000 to $2,500,000
Maximum LVR 90% (LMI applied if LVR over 80%)
Loan Term 15 to 30 years
Borrower Type Individual, Company or Trust
Loan Purpose Purchase of an existing residential dwelling, Home improvement, Refinance existing mortgage, Equity release /Cash out, Debt consolidations(up to 4 excluding ATO)
Repayment Method Direct debit from nominated bank account
Redraw Offset $395/year (no offset no annual fee)
Interest structure Principal & Interest and Interest Only
Owner Occupied (LVR<=90%) 3.19% P.A.
Investment (LVR<=90%) 4.49% P.A.
Application fee $950 ex GST
Interest Only Loadings Refer to credit

Document Checklist

Income Document (PAYG)

Latest 2 payslips plus 1 month salary credit

Income Document (Self-Employed)

Last 2 years company tax returns and financial statements

Last 2 years individual tax return and tax assessment notices

Loan Calculator

Genworth Calculator

Recommend serviceability pass rate NDI 1.1:1

We take 80% of existing rental income into servicing for investment property.